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Recently, San Antonio and the surrounding areas have experienced some pretty catastrophic weather events.  And since, the hurricane and spring weather seasons are just around the corner we thought it would be
important to share some tips on what you should do during a serious weather event.

First, get to a safe place!  Most of property can be repaired/replaced, YOU can’t be. 

Once it is safe to do so, follow these easy steps to ensure you are able to quickly recover from the unexpected:


Call – Call you insurance carrier to file a claim.  The faster you get the claim process started, the quicker repairs can begin on the damage.


ActionTake action to protect your property from further damage.  Arrange for reasonable temporary repairs such as boarding up broken windows, covering the roof, and removing debris.  Document any temporary
repairs you make and make sure to save your receipts. 


List - Start an inventory of your damaged property as soon as possible.  Take as many pictures or video as possible of the damaged items or property and try to place damaged items in a secure area where they can be
inspected.  If you are unsure about an item, include it with the damaged property.  


If you have fire or smoke damage, do not try to clean the damaged items. Sometimes cleaning things without the proper equipment can cause more damage.


Look – Look for reputable, local, licensed, insured and bonded contractor to complete the repair work to your home.  Most times, the insurance company will provide you a preferred vendor list you can choose from if
you prefer.  Or you can choose a contractor you know and trust. 


But please, under no circumstances, should you pay a contractor in full before work is completed on your property.  Be cautious of door-to-door contractors who claim to offer discounts because they’re doing work for
your neighbor down the street.  Remember, the insurance company usually will have no recourse if you are scammed out of your insurance claim payout.


We’re praying for a calm spring weather season, but just in case.  Remember the acronym: C.A.L.L. to help you get back to good after a claim. 

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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Leal Insurance
118 Broadway Street, Suite 621
San Antonio, TX 78205

Phone: (210) 277-7544
Email: info@lealinsurance.com

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